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Access to Specialty Mortgage Products
Specialty mortgage products are available to first time buyers as well as low and moderate-income buyers. Each program has specific requirements so it is best to review each product before ruling yourself ineligible. Specialty products include:
- Soft-Second Mortgage
- MassHousing Mortgages
- Fannie Mae Mortgages
- FreddieMac Mortgages
- U.S. Department of Housing and Urban Development (HUD)
Most banks and credit unions have mortgage product information on their websites. Eligibility rules including completing homebuyer education, having a minimum credit rating, income and asset limits may apply.
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